Pay intelligence for frontline workforces

The Payslip that answers back.

Netto is the pay intelligence platform for frontline workforces, built on WhatsApp. Every payslip delivered, every question answered with the figure cited — and the first AI that works on your employees' side of payday.

Send us your first pay runTap the live demo
Three frontline workers looking at a phone together during a break
N
Netto Payslips
Official business account · Harbourline Studio Ltd
Your payslip for Period 11 is ready — net pay £2,184.62.
Why is my pay less than last month?
Overtime shows 0 hours — last month it was 12. Want me to raise it?
Any payroll systemAny countryAny languageEvery AI answer cited and checked in codeProcessor-only, DPA at registration

The category

One channel for everything about pay.

Your frontline never logs in to a portal — so every payday question lands back on payroll. Netto meets employees where they already are, on WhatsApp, and turns the payslip into the starting point for answers, fixes and, next, the money decisions that follow.

The product range

Four products, one thread

Payslips and Answers are open to everyone. Resolve is where Netto acts. Money follows.

Netto Payslips

Live today

Every payslip, on WhatsApp. No app, no portal, no login.

  • Runs on the files your payroll already produces — any system, any bureau
  • Reconciled to your register before release; one click approves the run
  • Password-protected delivery, recorded consent, proof of receipt
  • Full audit trail from import to delivery
About Netto Payslips →

Netto Answers

Live today

Any question about pay, answered instantly — every figure cited to its line.

  • Grounded only in the employee's own payslips and vetted statutory rules
  • Every answer cited and checked in code before it's sent
  • Explains — never calculates
  • Anything it can't answer is handed warmly to HR
About Netto Answers →

Netto Resolve

Early access

When pay looks wrong, Netto says so — and gets it fixed.

  • Compares each payslip to the last and flags what changed and why
  • Spots the same pattern across the whole run before payslips go out
  • Drafts an evidenced query, sends it to payroll on the employee's behalf, chases, and confirms the correction
  • Employee approves every action with one tap; everything logged for both sides
About Netto Resolve →Apply →

Netto Money

Coming 2027

The next money decision, in the same thread.

  • Earned wage access — a share of pay already earned, flat fee, repaid from next payslip
  • Payday savings swept the moment salary lands
  • Income protection priced off actual net pay
  • Missed pension match and unclaimed relief, spotted on the live payslip
About Netto Money →
Explore the product range

Why Netto exists

A real payday, start to finish

One employee, one question, one tap — and the problem is with payroll, evidenced and chased, before Monday.

A warehouse team looking at a phone together on their break
Friday, payday.

Aisha's pay lands £180 light. No portal login she remembers, no one to ask until Monday.

Seconds later.

Her payslip arrives on WhatsApp. Netto has already compared it to August: overtime shows 0 hours on line 4 — last month it was 12.

One tap.

She replies “yes”. Netto drafts the query, attaches the evidence, sends it to payroll, and chases on day three so she doesn't have to.

Monday, for the employer.

One structured, evidenced query instead of a morning of guesswork — and Netto had already flagged the same missing-overtime pattern across the run before payslips went out.

Buyers

A reason for every seat to sign off

Fewer payday queries, and the ones that arrive are structured and evidenced. Run-level exception checks before anything goes out.

How it works

No integration. No IT project. Live in days.

1

Send us your pay run.

The payslip PDFs and register export your payroll already generates — upload, SFTP or email.

2

We check, you approve.

Every payslip parsed and reconciled to your register to the penny. You see an exception report; one click releases the run.

3

Employees ask, Netto answers — and acts.

Payslips arrive on WhatsApp. Questions get cited answers. Problems get raised and followed through.

Trust

Explains. Never calculates.

An AI assistant bolted onto payroll will eventually invent a tax rate, and one wrong answer about someone's pay destroys trust for good. Netto's architecture makes that structurally impossible.

Grounded

Answers come only from the employee's own payslips and vetted statutory rules for their country.

Cited

Every figure carries a citation to its payslip line, checked in code before the reply is sent.

Guarded

The AI explains; it never calculates. Every Resolve action needs the employee's tap.

Compliant

Netto is the processor, you are the controller. Article 28 DPA at registration, recorded opt-in, STOP ends delivery immediately, data at rest in the EU.

Security overviewPrivacy notice
Early access

Give your frontline the workforce intelligence desk workers already have.

Office staff get an AI that reads their documents and handles their admin. Your warehouse, store and care teams get a PDF. Netto Resolve changes that — starting with pay, on WhatsApp: one employee, one question, one tap, and the problem is with payroll, evidenced and chased, before Monday.

Payslips and Answers are open to everyone. Resolve is switched on in cohorts, so every action is checked and every query lands properly from day one. Tell us your payroll system, headcount and country; we'll come back within two working days with a yes and a start date.

Apply for early accessPayday, handled.

Pricing

Start free. Grow one product at a time.

One per-employee-per-month fee covers unlimited payslips and unlimited questions. Prices exclude VAT.

Starter
Live today
Free

First 25 employees, first 3 months. Payslips + Answers, no feature limits.

Core
Live today
From £1.25

Payslips + Answers. UK £1.25 · IE €1.45 · US $1.75 per active employee / month. Volume tiers available. Other countries: pricing on request — if it produces a payslip, Netto delivers it.

Complete
Early access
By application

Payslips + Answers + Resolve. Early access, by application; includes Money as products go live.

Launch terms
First pay run free, then 60 days at half price. No contract, no minimums.

Bureaus — white-label and multi-client pricing on request.

See full pricingFor bureaus

Why we exist

Workforce intelligence at every worker's fingertips.

Most workforce software is built for people at desks. Most of the world's workforce isn't. Netto starts with the one document every worker on earth already gets — the payslip — and builds outward from there: answers, fixes, and a fairer route to the money they've already earned. Any payroll. Any country. Any language. Built for the worker. Paid for by the employer.

About Netto

The founders

Payroll depth meets product and AI depth

Lawrence Diamond

Co-Founder & CEO

Two decades in payroll, EOR and workforce tech: Head of Expansion Africa at Deel; VP Sales MEA at Atlas HXM; Sales Director at Papaya Global; co-founder of JuiceMe Technologies.

Dr Ezra Carlson

Co-Founder & CTO

Three decades in engineering, digital transformation and technology ventures across S&P 500 operations in Africa, Europe, Australia and the USA. Founder of Tracking Solutions; co-founder of CozyHomes; Founder & CEO of Nano-Nose.

Get started

See what your payslips have been leaving unsaid.

One pay run. Zero IT involvement. The first one's free.

Send us your first pay runDownload the one-pager