The business case
What portal payslips cost a workforce that never logs in
Drivers, site crews, shop floors and kitchens don't have a desk, a work email or ten minutes for a password reset. Every unread payslip becomes a payday question, a late correction, an off-cycle payment or a leaver. Put your own numbers in below.
ROI calculator
Pick your sector and enter your headcount — everything else is pre-filled with industry norms for construction, logistics, retail and other frontline employers. Open the assumptions if you want to use your own numbers. The conservative view counts direct cash only; the full case adds risk, retention and workforce time. Netto is costed the way you buy it: pay-as-you-go credits at 1 credit per payslip delivered — no contract, no seat licence.
Your payroll
Your first 12 months
400 employees paid weekly, on self-service portal today. Direct cash, plus risk, retention and workforce time.
On direct cash lines alone — the portal or email delivery you stop paying for, the query time you get back, the off-cycle runs you avoid and the admin that becomes self-serve — Netto is £48,408 ahead before a single risk or retention assumption is counted. There is nothing to roll out: no app, no logins, no training, no HR drop-in sessions. With 85% of your workforce frontline, the payslip stops being something they chase and becomes a message they read — which is what makes pay feel fair. Earned wage access, savings, income protection and pension nudges then run on the same channel at no extra platform fee. Prices exclude VAT / sales tax.
Where the numbers come from
Delivery you already pay for
A self-service payslip module is licensed per employee, per month, whether or not anyone opens it. Netto replaces that line — and the resets and reissues it generates.
Payday questions
On variable hours, a quarter to a third of employees query a payslip every run — and each one costs 10–15 minutes of a fully-loaded payroll or supervisor hour. Netto answers the routine ones instantly, cited to the source line, and hands the rest to you with context attached.
Errors found in-cycle
An error spotted on payday is a same-cycle fix. Spotted a week later it's an off-cycle payment: a bank charge, a second approval, a reconciliation and an audit note.
Admin that disappears
Historic copies, mortgage letters, P60 and W-2 requests, leaver chasing. Employees pull their own from the same chat thread instead of emailing payroll.
Built for people who don't sit at a desk
Portals assume time, a device and a login. Frontline teams have none of the three — which is why portal open rates for deskless workers sit around a fifth of the workforce. WhatsApp needs no rollout at all: no app to install, no credentials to issue, no training, no HR drop-in sessions.
The culture effect is the part that doesn't fit in a spreadsheet. When someone can ask "why is this less than last month?" and get a straight, cited answer in seconds, pay stops feeling like something done to them. Trust in payroll is trust in the employer.
Risk and compliance
Proof of delivery
Every payslip is timestamped and delivery-confirmed per employee, satisfying the obligation to issue a written itemised statement — and evidencing it later.
An auditable answer trail
Every question and every answer is logged with the payslip lines it cited. A pay dispute starts from a record, not from recollection.
Explains, never calculates
Netto reads your payroll output and explains it. It never recomputes a figure, so it cannot introduce a discrepancy between what you paid and what an employee is told.
And then the channel keeps paying
One payroll integration lands a verified, opted-in workforce on a channel they already read. Earned wage access, payday savings, income protection and pension nudges run on top of it at no extra platform cost to the employer.